Employee benefits · Business insurance · Personal protection

Insurance for your people,business, and life.

An independent insurance broker in Westerville, Ohio. We help Columbus-area employers, business owners, and families compare employee benefits, business insurance, and personal coverage with clear advice and a local team.

Review your 2027 renewal Explore our practices

Joel Hale, Co-Founder at Ready-2-Insure — Direct advisor accessYour advisors. Within reach.
Work with the people accountable for the strategy and the follow-through.

For employers · January 1, 2027 renewals

Your renewal deserves a second look.

Before you accept the increase, compare the funding options, benefits, network, and employee impact. R2I helps organize the decision while there is still time to act.

Start a renewal review

Total cost
Employee impact
Plan terms

Architectural illustration of a logistics distribution center and truck

Client story / Logistics

75 employees 50 enrolled

Annual savings vs. proposed renewal

≈$102kApproximately 30% lower medical cost.

Renewal / year$341,678

Selected / year≈$240,000

Also ≈$71k below the prior plan’s annualized cost.

$1,500 lowerPPO deductible
$2,000 lowerHSA out-of-pocket limit
Employee costs stayed the same.

See the savings and benefit details

Prior and renewal costs are annualized quotes; selected cost is reported by R2I. Approximate savings include employer and employee contributions. Benefit amounts are individual and in network. Results vary.

The R2I advantage

The resources to think bigger. The service to stay close.

01
Independent by design
Your goals and risks lead the conversation, not a single carrier path.
02
Technology that clarifies
Modern tools organize costs, coverage terms, and assumptions for a clearer comparison.
03
Local people, accountable
Work directly with a Westerville-based team from review through ongoing service.

What R2I does

One team for what matters to you.

Specialized guidance for employers, businesses, and families, with clear comparisons and support through each renewal.

For employers & HR leaders

Benefits strategy documents arranged for a leadership review

Employee Benefits

Make plan, funding, and renewal decisions with clearer comparisons and a strategy built around your people and budget.

Plan design
Renewal strategy
Employee experience

Explore Employee Benefits

For business owners & leaders

A modern business facility with delivery vehicles and loading docks

Business Insurance

Map real-world exposures, identify gaps, and compare coverage options with the tradeoffs made easy to understand.

Risk mapping
Coverage review
Year-round service

Explore Business Insurance

For individuals & families

A home, family vehicle, and bicycles in a residential neighborhood

Personal Insurance

Bring home, auto, umbrella, life, and other personal protection into one practical, pressure-free conversation.

Home & auto
Life & liability
Coverage reviews

Explore Personal Insurance

R2I Decision Center

Technology that makes the tradeoffs visible.

R2I's analytics platform and decision tools help organize costs, coverage terms, assumptions, and funding paths into a clearer comparison. Technology supports the decision. Your advisor adds the context.

Funding feasibilityCoverage comparisonDecision-ready summaries

Explore the Decision Center

Live R2I toolFunding Feasibility Calculator

A real R2I tool for an educational, directional first look. Group-specific recommendations still require underwriting and advisor review.

The people behind R2I

A modern brokerage with experienced people behind the work.

R2I combines insurance knowledge, the perspective of business owners, and a culture shaped by preparation and accountability. You work with a team that stays close to the decision and the service that follows.

Meet the R2I team

Reid FragelPresident

Braxton Miller, Chief Revenue Officer at Ready-2-Insure — **Braxton Miller**Chief Revenue Officer

The R2I review

A disciplined path from question to decision.

The same four-part standard guides benefits, business, and personal coverage reviews.

01
Discover
Define the decision, timing, priorities, and current program.
02
Analyze
Organize the facts and compare the options that deserve attention.
03
Recommend
Make the assumptions, tradeoffs, and practical path visible.
04
Support
Coordinate the next steps and stay involved as needs change.

Start informed

What people ask before they reach out.

Ask R2I directly

01What kinds of insurance does Ready-2-Insure help with?

R2I works across employee benefits, commercial or business insurance, and personal insurance. Each practice has its own review process, while the same team standard applies across all three.

02Is Ready-2-Insure a local brokerage?

Yes. Ready-2-Insure is based at 79 South State Street in Westerville, Ohio, and serves clients across Greater Columbus and Ohio.

03Can R2I review coverage without requiring an immediate change?

Yes. The first step can be a review of the current program, upcoming decisions, and what has changed. A useful review should create clarity before any recommendation to move coverage.

04What should I bring to a first conversation?

Bring your current policy or plan summaries, renewal dates, and a short description of what you want to protect or improve. For business coverage, recent loss runs and basic operational information are also helpful when available.

Your first step

Tell us what you want to make clearer.

Benefits, business, or personal coverage. Start with the question in front of you.

Start a conversation