About R2I

We help owners, CFOs, and HR leaders make smarter benefits and business insurance decisions.

Local

Ohio-based and built to stay close to the businesses we serve. You’ll talk to real people who know your market and pick up the phone.

Independently Owned

No outside investors or private equity influence. That keeps our focus where it belongs, on what’s best for your business.

National Reach

We bring national carrier access without losing local accountability. You get broader options, stronger leverage, and a team that stays involved.

Transparent Process

We don’t hide how decisions get made, or how we’re paid. We disclose compensation and lay out clear options and tradeoffs so leadership can choose confidently.

See your options, clearly

See How It Works

Ready-2-Insure is independently owned, no private equity, no outside agendas. That means carrier-agnostic guidance and full visibility into how we’re compensated.

Get started

No outside investors

We answer to clients, not a parent company. That keeps decisions focused on fit, value, and long-term protection.

Carrier-agnostic guidance

We shop best-fit carriers and programs based on your goals and risk profile, not quotas, exclusives, or convenience.

Full compensation disclosure

Fees, commissions, and applicable rebates are disclosed so leadership can evaluate recommendations with complete context.

90-120

Days for business insurance renewals

More time means better market access, cleaner options, and fewer surprises.

We bring clarity to renewal decisions. Clear options, clear tradeoffs, and compensation disclosed.

Get in touch

Discover with intent. Align on goals, renewal timing, and risk profile.

Analyze with precision. Benchmark costs, identify gaps, and model options.

Recommend with transparency. Present clear paths with tradeoffs and disclosed compensation.

Support year-round. Implement and stay involved beyond renewal.

What We Do

Benefits and business insurance built for clarity.

Explore Solutions

Employee Benefits: We design plans employees value and leaders can defend, with benchmarking, plan design, and renewal strategy.

Business Insurance: We reduce surprises by mapping exposures, closing coverage gaps, and presenting clear options with disclosed compensation.

Personal Services: Helping individuals protect what matters with clear, straightforward coverage. Easy guidance for life changes

Leadership Team

Reid Fragel

President

Reid combines a five-year NFL career with nine years in employee benefits and commercial coverage, bringing a disciplined, strategy-first approach to protecting Ohio businesses. Known for transparent guidance, he anticipates risk, closes gaps, and builds winning coverage plans rooted in teamwork and preparation.

Joel Hale

Co-Founder

Joel brings an NFL-built work ethic and real operator experience to R2I, having founded and grown Ready-2-Execute into a logistics company that understands what businesses actually face. He’s lived the pressure of payroll, risk, and rising costs—so he cuts through complexity to make insurance work for owners, not against them.

Braxton Miller

Chief Revenue Officer

Braxton brings championship-level leadership and adaptability to R2I, shaped by his Ohio State legacy, NFL experience, and entrepreneurial work rooted in community. As Chief Revenue Officer, he builds trusted relationships and drives growth while advancing R2I’s commitment to transparency and exceptional service.

Independent. Ohio-based. Built for transparency.

Independent. Ohio-based.
Built for transparency.