Trucking Insurance in Westerville, OH
Trucking insurance addresses the unique risks and needs of operating large commercial vehicles. This coverage can be tailored to meet the unique needs of local trucking companies. Each policy and endorsement is vital in keeping the trucking business running smoothly.
The Benefits of Trucking Insurance 
One of the primary benefits of trucking insurance is the financial protection it offers. Accidents and incidents on the road can lead to significant expenses, including repair and third-party medical and property damage costs. Trucking insurance can help cover these costs depending on the chosen coverage.
Required Coverage
Trucking companies must carry certain types of insurance to operate legally. Truck owners may be able to avoid fines and penalties by having the appropriate coverage. Ohio requires all companies that use semi-tractors and heavy machinery to carry minimum amounts of commercial auto liability insurance. Federal laws require additional liability coverage to help pay for third-party damage in an at-fault accident.
If a company finances vehicles and equipment, the lienholder can impose additional insurance requirements, including physical damage coverage. These policies can help cover the repair or replacement of the insured truck after a covered accident or incident.
Optional Coverage
Your agent may also recommend other policies and endorsements to help provide additional financial protection, including the following:
- Cargo insurance
- Roadside assistance
- Auto glass coverage
- Rental reimbursement
- Gap insurance
- Uninsured/underinsured motorist coverage
- Umbrella insurance
Contact Us
Contact Ready-2-Insure to learn about your trucking insurance options and get a quote. Our team can help you shop for appropriate trucking insurance coverage at favorable rates.