1. INFORMATION WE COLLECT
Depending on how you interact with R2I, we may collect contact and business information, such as your name, email address, telephone number, company, job title, mailing address, and communication preferences; insurance and service-request information, such as coverage interests, employee count, renewal timing, current plan or policy information, business needs, and information in messages or documents you send; communications and lead-form responses; website and device information, such as IP address, browser and device type, operating system, referring page, pages viewed, and visit dates and times; and information from carriers, plan administrators, service providers, business partners, public records, or other parties involved in an insurance transaction when permitted by law.
Please do not submit Social Security numbers, individual medical information, employee-level claims data, financial account credentials, or other highly sensitive information through a general website or social-media form. Contact us so we can provide an appropriate method for sending sensitive information.
2. HOW WE USE INFORMATION
We may use personal information to respond to requests; evaluate insurance or employee-benefits needs; prepare, obtain, or explain quotes, proposals, renewals, or service options; communicate with you and manage our relationship; operate, analyze, improve, and secure our website and services; understand business-account visits and marketing performance; provide relevant business communications subject to applicable law and your choices; prevent fraud, misuse, or security incidents; and meet legal, regulatory, licensing, recordkeeping, and contractual obligations.
3. COOKIES AND WEBSITE ANALYTICS
Our website uses Webflow for hosting and form functionality. It also currently uses Apollo website-visitor technology. These services may use cookies, JavaScript, IP addresses, and similar technologies to collect device and usage information. Apollo helps us understand visits at the business-account level, including pages viewed, visit frequency, and companies that may have visited the site. Apollo states that its website-visitor reporting does not identify a particular individual visitor by name or email address, although Apollo may process IP addresses and other identifiers under its own privacy practices.
You can limit cookies through your browser settings. Blocking some technologies may affect website functionality. You can review Apollo’s privacy choices and opt-out options at apollo.io/privacy-policy.
4. HOW WE DISCLOSE INFORMATION
We may disclose personal information to insurance carriers, plan administrators, professional employer organizations, vendors, and other parties involved in evaluating, placing, administering, or servicing coverage or benefits you request; to service providers supporting our website, forms, communications, customer relationship management, analytics, security, document handling, and operations; to advisers, regulators, law enforcement, courts, or other parties when reasonably necessary to comply with law, protect rights or safety, or establish or defend legal claims; in connection with a merger, financing, acquisition, reorganization, sale of assets, or similar transaction; or with your direction, authorization, or consent.
We do not sell personal information for money. Some privacy laws may define certain analytics or advertising disclosures as a “sale,” “sharing,” or targeted advertising even when no money is exchanged. Where those laws apply, you may request to opt out using the contact information below. Apollo also provides its own privacy choices through its privacy center.
5. INSURANCE INFORMATION
When R2I collects or maintains information in connection with an insurance transaction, additional federal or state insurance-privacy requirements may apply. Those requirements may provide rights to receive a notice of information practices, access certain recorded personal information, and request correction, amendment, or deletion of certain information. Any product-specific notice or authorization we provide supplements this website policy.
6. YOUR PRIVACY CHOICES AND RIGHTS
You may ask us to provide information about personal information we maintain about you; correct inaccurate information; delete information subject to legal and business recordkeeping requirements; stop or limit certain marketing communications; or process another privacy right available under applicable law. We may need to verify your identity and the scope of your request. Authorized agents may submit requests where permitted, subject to verification of their authority. You may unsubscribe from marketing emails using the link in the message or by contacting us. Transactional or service-related messages may continue when necessary.
7. DATA RETENTION
We retain personal information for as long as reasonably necessary for the purposes described in this policy, including providing services, maintaining business and insurance records, resolving disputes, enforcing agreements, and meeting legal or regulatory obligations. Retention periods vary based on the type of information and the context in which it was collected.
8. SECURITY
We use reasonable administrative, technical, and physical safeguards designed to protect personal information. No website, transmission, or storage system can be guaranteed to be completely secure. Please use an appropriate secure method instead of ordinary website forms or email when sending highly sensitive information.
9. THIRD-PARTY WEBSITES AND SERVICES
Our website may link to carrier, partner, social-media, quote, or other third-party websites and services. Their privacy practices are governed by their own policies, not this policy. We encourage you to review those policies before providing personal information.
10. CHILDREN’S PRIVACY
Our website and services are intended for adults and businesses and are not directed to children under 13. We do not knowingly collect personal information online from children under 13. If you believe a child has provided personal information to us, please contact us so we can review and address the request.
11. CONTACT US
For questions or privacy requests, contact Ready-2-Insure, 79 South State St., Suite D8, Westerville, OH 43081; email info@ready2insure.com; or call (614) 636-4422.
12. CHANGES TO THIS POLICY
We may update this policy as our practices, services, or legal obligations change. The effective date at the top shows when it was last revised. Material changes may also be communicated through the website or another appropriate method.
