Employer cost
Current costs and renewal terms compared with realistic alternatives, using the same enrollment assumptions.
Budget · Contributions · Total costJanuary 1, 2027 · Ohio employers
Review your January renewal before you decide.
Put your renewal next to the alternatives. R2I helps you compare the employer cost, employee impact, and terms behind each option so your next step is clear.
A first conversation can happen before you change brokers.
Independent advice. Direct advisor access.Westerville-based · Serving Ohio employers
What the review covers
Look beyond the renewal percentage.
A useful comparison connects the price to the coverage, the employee experience, and the obligations your business would accept.
Talk through your renewalEmployee impact
Payroll deductions, deductibles, provider access, prescriptions, and the changes employees would experience.
Coverage · Networks · Paycheck costFunding and follow-through
Contract terms, financial exposure, administrative work, and the steps needed to put the selected plan in place.
Obligations · Enrollment · ImplementationAn R2I client example
5% less. More value for their people.
A logistics firm covering 75 lives faced a proposed 9% renewal increase. Its selected level-funded plan came in 5% below the prior year, with comparable enrollment.
The deductible fell from $4,500 to $3,000. Employee costs stayed the same. Previous coverage was matched, with a national network and a richer benefit design.
Explore the client storyA better result came from reviewing the whole plan: cost, coverage, funding, and the employee experience.
Client story / Logistics75 covered lives. A different outcome.
Proposed renewal+9%
Selected plan−5%
Total plan cost vs. prior year, with comparable enrollment.
$1,500lower deductible
Sameemployee cost
One client result. Available terms and outcomes vary.
How to start
A better renewal starts with a closer look.
You do not need every answer to get started. Just a plan worth reviewing.
- 01
Bring what you have.
Your renewal date, employee count, and current plan give us a place to start. Still waiting on your renewal? We can start there, too.
Your plan + your priorities - 02
See the whole picture.
Compare total cost, coverage, employee contributions, and funding terms. See what improves and what deserves a closer look.
Costs + coverage + tradeoffs - 03
Make your next move.
Choose a practical next step and map it to your carrier deadlines, enrollment, and payroll needs.
A decision + a workable timeline
Start informed
Useful tools for the work ahead.
Bring better questions to your next renewal conversation.
Explore funding feasibility (opens in a new tab)The calculator is educational and directional; it does not provide a quote.
Your January renewal
Bring the plan. Bring the questions.
Start with your renewal date and employee count. We will help identify a practical next step.